The death was seen by his family as a tragic and unfortunate one, as he was known to prefer a private and isolated life.
The 56-year-old initially owed £1,473, but his debts eventually escalated to £72,000 which is more than R1.3-million and before his death he was paying monthly fees of £800 in a bid to repay the sum.
He had missed a payment in 2008 and was billed for a year upfront, his daughter Jessica said.
After the sum owed to the council reached £9,332 in 2014 Mr Hurst was declared bankrupt at Barrow-in Furness County Court.
The dad, who had also battled cancer, was charged £3,800 for “statutory interest”, and the bill he needed to pay to trustees appointed to collect the debt, BDO, tripled and then doubled.
Jessica told the BBC: “Sadly he never sought financial advice and never spoke to me or my sister. He was a very private person and would have seen asking for help as a failure – as a man, as much as anything else.
“I think he buried his head in the sand, put the letters to one side and tried to carry on life as normal.”
His body was found, along with a note he wrote to Jessica, 26, and Sally, 20, explaining his decision.
It read: “It breaks my heart to write this. I love you with all my heart.
“I have been so unhappy in my personal life for so long, I cannot go on. Now I am about to lose my house as well as my self respect, I have decided to go.
“Do not grieve for me for long. Passing for me will be a huge relief.
“I love you both and will always be with you.”
Jessica shared the note with the Daily Record in a bid to expose the impact which bailiffs can have on people’s lives.
A coroner in March ruled Nigel’s death on October 4 was suicide.
In a bid to keep the family home – valued at £140,000 – Jessica offered to pay £40,000 in March but the debt firm BDO UK refused.
Source: News360.co.za and thesun.co.uk